What is Microsoft Designer?

Microsoft Designer was announced on October 12, 2022. It is an AI-powered (with DALL.E 3 and GPT 3.5) web-based graphic design application. It is designed to help create social media posts, invitations, digital postcards, and graphics.
How can I use work created in Microsoft Designer?
“The Azure OpenAI service and the Designer app are governed by their respective service terms. Under these terms today, Microsoft does not claim ownership of either content input by customers or content output by the service. Except for our acceptable use policies, Microsoft’s terms do not restrict the commercialization of images created with these services, although customers will need to make their own determination regarding the IP rights they have in output content and its commercial usability, taking into account their usage scenario(s) and the laws of the relevant jurisdiction.” reference.
Can I use Microsoft Designer with a Microsoft 365 commercial account?
Today, you can sign in with a Microsoft consumer account and use it for free. The website says, “Microsoft Designer preview is available for free….. A paid Microsoft 365 subscription will be required to continue using some of these features post-preview.”
However, while it lets you sign in with an Office 365 / Microsoft 365 commercial account, you get this message:

I can’t find any detail about Microsoft’s plans to include Designer (or not) in Office 365 / Microsoft 365 plans.
Also, I don’t love it when a tool tells a business/commercial user to sign out of their business account and use their personal account to access a tool.
What about Copilot Designer / Image Creator?
Microsoft 365 users can sign into “Copilot Designer” ” previously called “Bing Image Creator” at Image Creator from Microsoft Designer. This is a slightly different tool also DALL.E 3 based. Depending on your use case, I have found it to actually be better. Microsoft Designer specifically wants to make everything like a social media post. I believe image creation is a consumer service; I don’t think there is any “benefit” to being a paid Copilot CDP or Copilot for Microsoft 365 users.

If you look at the bottom left of the images generated, this tool also has a “Microsoft Designer” logo, so maybe the two tools will come together at some point?

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